Germany Digital Nomad Visa (Freelance) 2026
⚠️ Mandatory Health Insurance
Germany requires comprehensive travel health insurance without co-pays. Our top pick: SafetyWing Nomad Insurance — compliant, affordable, and trusted by nomads worldwide.
Tax Rules for Digital Nomads
Tax rate under this visa: Progressive 14-45%
How to Apply
Gather documents and book an appointment
You need a passport, CV, portfolio (if applicable), letters of intent from German clients (or proof of foreign clients), proof of income / savings, and health insurance (SafetyWing Nomad Insurance). Book an appointment at the Ausländerbehörde in the city where you want to live.
Attend the interview and submit application
Present your business plan and documents. The officer will assess whether your freelance activity can sustain you. Pay the fee (€100). Processing takes 4-8 weeks.
Receive your residence permit
If approved, you get a residence permit valid for 1-3 years. You can then register with the tax office, get a tax ID, and open a bank account. Renewal is possible as long as your business is active.
Frequently Asked Questions
What is the tax rate for freelancers in Germany?
Tax rates are progressive: 14% starting at €10,908, up to 45% for income over €277,826. However, you can deduct business expenses (home office, equipment) and health insurance contributions. You also pay around 18.6% for public health insurance if you join the state system.
Can I use SafetyWing health insurance for the visa?
For the visa application, private expat insurance like SafetyWing is accepted as a stopgap. Once you register as a resident, you may need to switch to a German public or long-term private insurer. We recommend checking local requirements.
How long can I stay?
The freelance residence permit is typically issued for up to 3 years and is renewable. After 5 years of residence, you can apply for a settlement permit (permanent residency).