Nomad Visa Hub

Bulgaria Digital Nomad Visa 2026

Bulgaria launched its first-ever digital nomad visa on 20 December 2025, joining the growing list of European remote work destinations[reference:10]. The visa is designed for remote employees and business owners working for companies outside the EU, EEA, and Switzerland. While official income requirements are flexible, a minimum of approximately €2,500 per month is typically expected. The initial stay is 12 months, and the visa can be renewed. Tax-wise, Bulgaria offers one of the lowest personal income tax rates in the EU at a flat 10%, though this only applies if you become a tax resident after 183 days. With the lowest cost of living in the EU, stunning Black Sea beaches, and mountain resorts, Bulgaria is an incredible value proposition for digital nomads seeking European residency on a budget.
Min Income
$2500/mo
Max Duration
12 months
Application Fee
$100
Processing Time
2-4 weeks

⚠️ Mandatory Health Insurance

Bulgaria requires comprehensive travel health insurance without co-pays. Our top pick: SafetyWing Nomad Insurance — compliant, affordable, and trusted by nomads worldwide.

Tax Rules for Digital Nomads

Tax rate under this visa: 10% flat tax (if tax resident)

How to Apply

1

Prepare your documents

Gather your passport, proof of remote employment or business ownership outside the EU, bank statements showing stable income, health insurance (SafetyWing Nomad Insurance), proof of accommodation in Bulgaria, and a clean criminal record.

2

Apply for a long-stay Visa D at a Bulgarian embassy

Submit your application in person at the Bulgarian embassy in your home country. Pay the fee (approx. €100). Processing takes 2–4 weeks. You may be asked to attend a brief interview.

3

Enter Bulgaria and obtain your residence card

Once the Visa D is approved, travel to Bulgaria and apply for a residence permit at the Migration Directorate. You will receive a biometric residence card valid for up to 12 months, which can be renewed.

Frequently Asked Questions

What is the tax rate in Bulgaria?

Bulgaria has a flat 10% personal income tax rate – the lowest in the European Union. However, you only become a Bulgarian tax resident after 183 days. If you stay under that threshold, your foreign income is not taxed in Bulgaria.

Is Bulgaria part of Schengen?

Yes, Bulgaria joined the Schengen Area fully in 2024. Your Bulgarian residence permit allows visa-free travel throughout all 29 Schengen countries.

What health insurance do I need?

You must have private health insurance covering Bulgaria for the entire stay. SafetyWing Nomad Insurance meets this requirement and also covers travel within the Schengen Area.