Bulgaria Digital Nomad Visa 2026
⚠️ Mandatory Health Insurance
Bulgaria requires comprehensive travel health insurance without co-pays. Our top pick: SafetyWing Nomad Insurance — compliant, affordable, and trusted by nomads worldwide.
Tax Rules for Digital Nomads
Tax rate under this visa: 10% flat tax (if tax resident)
How to Apply
Prepare your documents
Gather your passport, proof of remote employment or business ownership outside the EU, bank statements showing stable income, health insurance (SafetyWing Nomad Insurance), proof of accommodation in Bulgaria, and a clean criminal record.
Apply for a long-stay Visa D at a Bulgarian embassy
Submit your application in person at the Bulgarian embassy in your home country. Pay the fee (approx. €100). Processing takes 2–4 weeks. You may be asked to attend a brief interview.
Enter Bulgaria and obtain your residence card
Once the Visa D is approved, travel to Bulgaria and apply for a residence permit at the Migration Directorate. You will receive a biometric residence card valid for up to 12 months, which can be renewed.
Frequently Asked Questions
What is the tax rate in Bulgaria?
Bulgaria has a flat 10% personal income tax rate – the lowest in the European Union. However, you only become a Bulgarian tax resident after 183 days. If you stay under that threshold, your foreign income is not taxed in Bulgaria.
Is Bulgaria part of Schengen?
Yes, Bulgaria joined the Schengen Area fully in 2024. Your Bulgarian residence permit allows visa-free travel throughout all 29 Schengen countries.
What health insurance do I need?
You must have private health insurance covering Bulgaria for the entire stay. SafetyWing Nomad Insurance meets this requirement and also covers travel within the Schengen Area.