Andorra Passive Residence for Digital Nomads 2026

Andorra does not offer a dedicated digital nomad visa, but its passive residence permit is one of the most tax-efficient pathways for location‑independent professionals. You must demonstrate an annual income of approximately €47,500 (individual) or €59,500 (family), spend at least 90 days per year in the Principality, and deposit a refundable bond (typically €50,000). In return, you get a 12‑month renewable residence card and a flat 10% personal income tax rate – far below the European average. Nestled in the Pyrenees between France and Spain, Andorra offers a safe, mountainous environment with fast internet and a growing expat community.

Min Income

$4000/mo

Max Duration

12 months

Application Fee

$500

Processing Time

2-3 months

⚠️ Mandatory Health Insurance

Andorra requires comprehensive travel health insurance without co-pays. Our top pick: SafetyWing Nomad Insurance — compliant, affordable, and trusted by nomads worldwide.

Tax Rules for Digital Nomads

Tax rate under this visa: 10% flat (passive residence path)

How to Apply

Gather documents

Passport, proof of remote income (contracts, bank statements for last 3 months), clean criminal record, comprehensive health insurance (SafetyWing Nomad Insurance), and evidence of accommodation in Andorra (rental contract or property purchase).

Apply for passive residence at the Andorran Immigration Service

Submit your application to the Servei d'Immigració, pay the non‑refundable fee (~€500), and deposit the bond (€50,000 for main applicant, €10,000 per dependent) with the Andorran Financial Authority (AFA).

Receive your residence card and register locally

Processing takes 2‑3 months. Once approved, collect your TIR (Targeta d'Identitat Residencial) and register with the Comú (local parish). You must physically spend at least 90 days per calendar year in Andorra to maintain the permit.

Official Andorra Immigration Website →

Frequently Asked Questions

Is there a dedicated Andorra digital nomad visa?

No, Andorra does not issue a visa specifically called "digital nomad visa". However, its passive residence permit (Autorització de Residència Passiva) is widely used by remote workers and entrepreneurs. It requires a higher financial commitment (bond) but offers one of Europe's lowest tax rates.

How much tax will I pay in Andorra?

The personal income tax rate is a flat 10% on worldwide income, capped at €40,000 per year. There is no wealth tax, no inheritance tax, and capital gains are taxed at only 10%. This makes Andorra one of the most attractive tax jurisdictions in Europe.

Can I bring my family?

Yes, the passive residence permit covers spouses and dependent children. The financial bond increases by €10,000 per dependent, and the required annual income rises to approximately €59,500 for a family.